💰 Early Termination Fee Calculator

See your switching cost
before you cancel.

Most plans today have no early termination fee — the real cost is usually your remaining phone balance plus any promo credits you'd lose. Add it all up, see how fast a cheaper plan pays it back, and decide with the numbers in front of you.

  • Free to use
  • No sign-up needed
  • See your switching cost first
  • Keep your number
SWITCH COST
Man looking frustrated at his phone
See your cost before you cancelPhone balance + lost credits
Your Current Plan
Tell us about the plan you're leaving
$85 / month
$20$300
Connected Devices & Insurance
⌚ Apple Watch
📱 iPad
📲 Tablet
📶 Hotspot
➕ Other
Each connected device typically adds about $12/mo to your bill.
We only count the devices you choose — not all devices are insured. Insurance runs about $12/device/mo.
Contract & Device
$0 remaining
$0$1,200
The remaining balance you owe on your phone through your current carrier. Find this in your account settings.
Promotions & Discounts
Active promotional discount Discounted rate you'd lose by switching
New Plan Details
$55 / month
$15$300
Your estimated monthly bill with your new carrier including all lines and taxes.
New carrier switching bonus Credits or gift cards offered to switch
Your Switching Cost Analysis
$—
Fill in your plan details on the left to see your complete cost analysis.
Enter your details
Cost Breakdown
Early Termination Fee $—
Device Payoff Balance $—
Lost Promotional Value $—
Switching Bonus (credit) $—
Total Switching Cost $—
Your Monthly Picture
Extra device lines $—
Device insurance $—
Current bill (all-in) $—
New bill (all-in) $—
Payback Period
—
Enter your plan details to calculate how long until you break even.
Switch now Break even 2 years
Projected Net Savings
1 Year
$—
2 Years
$—
3 Years
$—

Ready to make the switch?

Digit Relay guides you through the porting process for free — what you need, how to get it, and a ready-to-use packet. Keep your number the whole way.

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Estimates are based on information you provide and typical carrier fee structures. Actual fees may vary. Digit Relay is not responsible for discrepancies between estimated and actual carrier charges. Always verify your specific fees directly with your carrier before switching.

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